Recover Debt 3x Faster—
Right Inside WhatsApp
Deploy empathetic, compliance-bound AI agents that chat with debtors, calculate real-time discounts, and collect payments directly through WhatsApp 24/7.
No fee until we recover your money. No credit card required.
Hi John, this is a reminder from Hassan Wholesalers — you owe TZS 250,000 for goods received 3 weeks ago. Can you pay today?
How it works
Simple. Automated. Effective.
01
Add a debt
Debtor name, WhatsApp number, amount owed. Done in under 2 minutes.
02
System goes to work
Professional reminders sent automatically every week until they pay.
03
Money arrives
Recovered funds land directly in your M-Pesa or bank account. We take our commission — you keep the rest.
Why now
AI in African finance isn't coming — it's already here.
According to the OECD's Africa Capital Markets Report, AI-driven credit scoring and debt management tools are already operating across Kenya, Ethiopia, and Zambia.
OECD — Africa Capital Markets Report 2025 ↗The IFC, part of the World Bank Group, estimates AI could add $1.3 trillion to Africa's economy by 2030.
IFC estimate, via Creative Tech Africa ↗Branch International has run AI-based credit models in Tanzania, Kenya, and Nigeria since 2015, trained on real repayment data from millions of loans.
Branch International, via Creative Tech Africa ↗One critical analysis warns that most AI in African fintech fails because it's built English-only — pointing to M-Pesa's success in Kenya, which launched in Swahili from day one. This is exactly why Switle replies in Swahili by default, not English.
"Now Is Not The Right Time For AI In African Fintech" ↗Real, linked sources above — we don't use invented statistics.
What Switle does
One platform. Six recovery capabilities.
01 / 06
Automated WhatsApp recovery
Professional reminders sent from your own WhatsApp Business number. Your brand, your number — debtors never know you use Switle.
FAQ
Frequently asked questions
Have more questions? Reach out.
Does Switle work with M-Pesa, Airtel Money, and HaloPesa?
+Will my debtor know I am using an external system?
+Does the commission rate change as the debt gets older?
+Can I change my tier later?
+Can I cancel my account at any time?
+Your capital is waiting.
Start freeing it now.
Start without a credit card. Pay commission only when your money comes back.
No credit card · No upfront fees · Cancel anytime
